Income
Total Monthly Income: $0
Expenses
Total Monthly Expenses: $0
Remaining Balance: $0
50/30/20 Rule Breakdown
Needs (50%)
Recommended: $0
Actual: $0
Wants (30%)
Recommended: $0
Actual: $0
Savings (20%)
Recommended: $0
Actual: $0
Free Budget Tool
A Free Budgeting Tool
Keep Your Piggy Bank Fat
Track income, cut waste, and see where your money's going instantly.
By Matt Merrick - after losing my job I built this free tool to help others track their finances.
Download Template
Import into Google Sheets or Excel
CSV format only
Format: Type,Name,Amount,Category,Flagged for Removal
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About This Free Budget Tool
For almost three years, I've been building web tools and creating database-driven niche tools that solve specific problems. Through my work on platforms like nichetools.net, I've learned that the best tools are often the simplest ones.
After losing my job and sharing my story on Twitter, which went viral, I realized there was a huge demand for simple, straightforward financial tools. As someone already experienced in building web tools, I knew I had to create something that would help others in similar situations.
That's why I decided to take matters into my own hands and create this free budget tool. No subscriptions, no complex features, and absolutely no cost - just a simple, effective way to track your money and apply the 50/30/20 budgeting rule.
The tool is built around simplicity and privacy. There's no account creation required, no data stored on servers, and no complex features to navigate. Everything is calculated in your browser, and your data stays on your device.
Whether you're just starting to budget or looking for a simpler way to track your finances, this free budget tool provides everything you need - without the complexity or cost of traditional financial tools.